It's a good thing offices credit cards offer free copies of your credit report annually.
Adding to your 80/20 mortgage some lenders offer financing for 103% of the tax on your house.
Although most lenders do not provide loans for construction, after the house is completed, the borrower can take a VA home loan to refinance the construction loan.

vacation pay means that you can go for a period of time without making payments. This is particularly useful for those who have jobs that pay hourly and do not pay if someone goes on vacation or gets sick for a short period of time.

The foreclosure rate on subprime loans are actually not as high as many report.
Whenever possible, lenders will try to limit the amount below about 80% if you still have a significant balance.